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The Treasury says that merchants are supposed to keep what they believe are counterfeit currency, and call the police immediately. Technically, you could be accused of passing counterfeit currency for giving it back to the person who gave it to you.

Of course, *nobody* does this (except banks), and to my knowledge, there's never been an issue with it.

But if you ever get someone who you believe knows what they're doing, and they make a stink about you not taking the fake, pick up the phone and offer to call 911 to have the professionals straighten it out. And watch them leave at a dead run.

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